The John M. Biggio Insurance Agency has been meeting the needs of customers looking to insure their home for over 50 years. Our dedicated underwriters take special care when choosing a policy that’s right for you. We work with a number of A+ rated carriers to make sure you are getting the best deal that is right for you. To learn more about Homeowner Policies, continue reading below or call us at (617) 846-8600 today!
Homeowner Policy Basics:
Your Dwelling: Coverage for the dwelling you reside in extends to any attached structures, such as a deck or garage. This does not include land or the dwelling’s foundation. Other Structures: Coverage is provided for any detached structures at your residence, such as a garage, shed, barn, swimming pool, fences, etc. Personal Property: This coverage section protects your general household belongings against loss by a broad range of perils. Items can include furniture, clothing, appliances and other personal possessions. Loss of Use: In the event you are required to leave your home as a result of a covered property loss, we will cover you for many additional expenses which may include hotel or restaurant costs. Personal Liability: This is important coverage if you or resident family members are found negligent in causing bodily injury or property damage to another party. In that event, you have the peace of mind knowing we will pay the legal damages imposed on you and include legal defense costs if necessary. Medical Payments: If a visitor is injured in or around your home we will pay for the medical expenses incurred by that person.